Privacy Policy


1.1 Vincent Donegan & Co (“we” “us” “our”) is committed to protecting and respecting your privacy. We are the data controller and will process your personal data in accordance with the Data Protection Act 1998 as amended or replaced by the General Data Protection Regulation 2016 and any national laws which relate to the processing of personal data (“data protection legislation”).
1.2 Please read the following carefully to understand our views and practices regarding Your Data and how we will treat it.
This policy applies to information we collect about:
• Customers
• Introducers
• Suppliers
1.3 We may also collect data in the following ways:
IP Address
1.3.1 We may collect information about your device, including where available your Internet Protocol address, for reasons of fraud protection. We may also collect information about your device’s operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.
1.4 We may use your personal data for our legitimate interests in order to:
1.4.1 provide you with information, or services that you requested from us;
1.4.2 process and deal with any complaints or enquiries made by you; and
1.4.3 contact you for marketing purposes where you have signed up for these (see section 5 for further details).


2.1 We will collect details such as name, address, email address, contact number, date of birth, national insurance number and financial information in order to provide services to customers. We may also receive details of credit checks undertaken where you have supplied these to us.

2.2 We will share customer personal information with our employees to manage our relationship with you and we will retain customer personal data for 80 years.

2.3 We will use your personal data provided to comply with our contractual obligations arising from the agreements we enter into with our Customers and share the data with financial institutions who can assist in the provision of financial services to customers including product providers, lenders, banks, insurers, fund managers, platform providers and third party para-planners ( including Tenet* paraplanners).

2.4 We will use customer personal data for our legitimate interests including:

2.4.1 sharing personal data with Tenet* as they are responsible for the services we provide to our clients and have a legal obligation to monitor our compliance with the FSMA and Financial Conduct Authority rules. Further details regarding how Tenet will use customer personal data can be found on it’s website at or by contacting Tenet on 01132390011;
2.4.2 with your consent, marketing our other products and services by mail and email; and
2.4.3 with your consent, obtaining your sensitive personal data from third parties including your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations.
2.5 We will not transfer any customer personal data outside the European Economic Area (“EEA”).
*Tenet means Tenet Group Limited, Tenet Limited, TenetConnect Limited, TenetConnect Services Limited, TenetLime Limited, its associated companies.


We will collect details such as contact names, address, email address and telephone number in order to contact you about goods and/or services we have ordered from you, to comply with our contractual obligations and to place further orders. We may share your personal data with our employees to manage our relationship with you and we will keep your personal data for as long as we require your goods and/or services subject to a maximum of six years from the date of our last contact with you. We will not transfer your personal data outside the EEA.


4.1 We may use customer personal data to provide you with details about our services, products and Business Updates events which we think may be of interest.
4.2 You have the right to opt-out of receiving the information detailed in section 5.1 at any time. To opt-out of receiving such information you can:
4.2.1 received; or
4.2.2 email us at ] or call 02866 325888 providing us with your name and contact details.
4.3 Where you have subscribed to receive marketing correspondence from us we will keep your personal data for six years from when you subscribed to receiving marketing information from us or until you unsubscribe from receiving such correspondence from us (whichever is earlier).


5.1 In accordance with data protection legislation we are required to notify you of the legal basis upon which we process your personal data. We process your personal data for the following reasons:
5.1.1 for performance of a contract we enter into with you;
5.1.2 where necessary for compliance with a legal obligation we are subject to; and
5.1.3 for our legitimate interests (as described within this policy).
5.2 We will also process your personal data including personal sensitive data where we have obtained your explicit consent.


6.1 In addition to the third parties mentioned previously in this policy, we may disclose your personal data to third parties for the following legitimate business purposes:
6.1.1 staff members in order to facilitate the provision of services to you;
6.1.2 IT software providers that host our website and store data on our behalf; and
6.1.3 to a prospective buyer of some or all of our business or assets, in which case personal data including Your Data will also be one of the transferred assets.
6.2 We may disclose your personal data to the police, regulatory bodies, legal advisors or similar third parties where we are under a legal duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our agreements; or to protect our rights, property, or safety of our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
6.3 We will not sell or distribute your personal data to other organisations without your approval.


We do not transfer personal data outside the EEA. Where this is required in the future, we will ensure that safeguards are in place so that such transfers comply with data protection legislation.


8.1 Information you provide to us is shared on our secure servers. We have implemented appropriate physical, technical and organisational measures designed to secure your information against accidental loss and unauthorised access, use, alteration or disclosure. In addition, we limit access to personal data to those employees, agents, contractors and other third parties that have a legitimate business need for such access.


9.1 It is important that the personal data we hold about you is accurate and current. Please keep us informed if the personal data we hold about you changes.
9.2 Data protection legislation gives you certain rights in relation to your personal data. You have the right to object to the processing of your personal data in certain circumstances and to withdraw your consent to the processing of your personal data where this has been provided.
9.3 You can also ask us to undertake the following:
9.3.1 update or amend your personal data if you feel this is inaccurate;
9.3.2 remove your personal data from our database entirely;
9.3.3 send you copies of your personal data in a commonly used format and transfer your information to another entity where you have supplied this to us, and we process this electronically with your consent or where necessary for the performance of a contract;
9.3.4 restrict the use of your personal data; and
9.3.5 provide you with access to information held about you and for this to be provided in an intelligible form.
9.4 We may request specific information from you to help us confirm your identity. Data protection legislation may allow or require us to refuse to provide you with access to some or all the personal data that we hold about you or to comply with any requests made in accordance with your rights referred to above. If we cannot provide you with access to your personal data, or process any other request we receive, we will inform you of the reasons why, subject to any legal or regulatory restrictions.
9.5 Please send any requests relating to the above to our Privacy Officer on 02866 325888 specifying your name and the action you would like us to undertake. Note that in relation to requests to access personal data, we reserve the right to charge a reasonable fee to comply with your request.


Where you have provided your consent to the collection, processing and transfer of your personal data, you may withdraw that consent at any time. This will not affect the lawfulness of data processing based on consent before it is withdrawn. To withdraw your consent please contact us at


We reserve the right to update this privacy policy at any time, and any changes we make to our privacy policy will be posted on this page. We will notify you if there are any changes to this policy that materially affect how we collect, store or process your personal data. If we would like to use your previously collected personal data for different purposes than those we notified you about at the time of collection, we will provide you with notice and, where required by law, seek your consent, before using your personal data for a new or unrelated purpose. We may process your personal data without your knowledge or consent where required by applicable law or regulation.


We have appointed a Privacy Officer to oversee compliance with this privacy policy. If you have any questions, comments or requests regarding this policy or how we use your personal data please contact our Privacy Officer on 02866 325888. This is in addition to your right to contact the Information Commissioners Office if you are unsatisfied with our response to any issues you raise at


  • “Vincent was fantastic to work with from start to finish. Extremely accommodating and so easy to deal with. Will defy be recommending Vincent to all my friends and family.”


    Poilin Finch, 21 January 2019

  • “Would highly recommend Vincent and Caroline. Both of them were extremely professional and made the whole process stress free and enjoyable.
    Thanks again!!”

    Chris Finch, 22 January 2019

  • “From start to finish Vincey was a pleasure to deal with, his advice and patience was incredible. The whole experience of applying for the mortgage was totally painless and stress free. Caroline is fantastic too, nothing was ever too much bother for her. The communication from both of them was very reassuring throughout, not at all like dealing with the bank direct.

    If you are applying for a mortgage or looking for insurance you really should call here before you do anything else. Thank you.”

    Aidan Corrigan, 5 November 2018

  • “Thank you Caroline and Vincent for reducing our mortgage by a significant amount. Anyone out there feeling your interest rates could be lower give this man a call. Fast, friendly service.”

    Póilín Níc Giolla Bhríde, 22 March 2018

  • “Great speedy service, all was sorted within 1 week. Would highly recommend Vincent if anyone ever needs a mortgage or a loan.”

    Agnes Abolina, 19 April 2018


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Vincent Donegan & Co

8 Nugents Entry,
Co Fermanagh
BT74 7DF

T: 02866 325888